花季传媒

Choate House on the Pace Pleasantville campus

Changes in Family Status

Under the 花季传媒 group health plans and Flexible Spending Accounts, employees and their eligible dependents may enroll when they first become eligible for coverage and annually during the Open Enrollment period. When you enroll in benefits, your elections remain in effect to the end of the calendar year (December 31st) and changes to your election are not permitted until the next Open Enrollment period. Open Enrollment is typically conducted in late October or early November for an effective date of January 1st. However, if you experience a qualifying change in family status during the plan year, you may be eligible to make a mid-year change to your benefits that corresponds with the life-changing event. See the Family Status Changes Chart below for a list of qualifying events.

Enrollment and Effective Dates

To change your coverage when a qualifying life event occurs, you must notify the University Benefits office within 31 days of the date of the qualifying event for the anticipated change to be considered. Once the 31 day-timeframe expires, you are only able to make a change during the next annual Open Enrollment period. Changes made during Open Enrollment are effective as of January 1st.

In most cases, the effective date of the enrollment/termination is the 1st of the month following the date of the qualifying event. However, in some situations (birth of a child), the effective date is the same date the actual life event occurred.

In addition to the completion/submission of certain benefits forms, you must provide documentation to support the type of qualifying change as well as the effective date. You must also provide a marriage certificate to add your spouse to the health plans and birth certificates to add your dependent children. Copies of Social Security cards are required for all dependents.

Family Status Changes

Change in Employee's Marital Status

Marriage/Domestic Partnership

Healthcare Plan Coverage Options:

  • Can enroll spouse/domestic partner (and any eligible affected children) in the plan
  • Can drop coverage and join your spouse's employer health plan

Plan Changes Options:

  • May change medical/dental plan

Required Documentation:

Marriage:

  • Marriage License

Domestic Partner:

Divorce, Legal Separation, Annulment, Termination Domestic Partnership

Healthcare Plan Coverage Options:

  • Add coverage, including children (if lost coverage under spouse's/domestic partner's plan).
  • Eliminate coverage for spouse/domestic partner

Plan Changes Options:

  • May change medical/dental plan

Required Documentation:

  • Letter of Proof Coverage Terminated (Copy of Legal Documentation) Notarized statement from employee stating that domestic partnership has ended.

Death of Spouse

Healthcare Plan Coverage Options:

  • Add coverage, including children (if lost under spouse's plan).
  • Eliminate coverage for spouse

Plan Changes Options: